Commerce Home Mortage

The Commerce Home Mortgage Team specializes in offering Venture Sotheby’s International Realty clients a first class level of expertise and service. We work diligently to avoid surprises, facilitate smooth transactions, and minimize headaches for our clients in the increasingly complex world of mortgage lending. As a correspondent lender, Commerce Home Mortgage  is delegated to underwrite, draw docs, and fund loans for Chase, Wells Fargo, PennyMac, Redwood Trust, and many other large investors. We are also able to sell direct to Fannie Mae and have a "Full Eagle" designation from HUD for FHA loans.  When “out of the box” solutions are necessary, we have a list of Portfolio lenders who will look at non-resident Foreign Nationals, non-warrantable condos, properties with acreage, etc.

We avoid the frustration many people feel when dealing with brokers or retail banks by underwriting, approving, and funding your loan in one central location.  This gives you the best possible speed and service available in the industry, while still allowing us to shop across the mortgage landscape for the best available pricing options for your specific scenario.

The Venture SIR in-house lending TEAM is led by Senior Mortgage Advisor, Todd Galde .  The Galde Family has been in residential home loan financing for over 35 years.  As an NMLS and DRE-licensed Loan Officer with over 15 years’ experience, Todd will help you navigate strategically through the rough waters of today’s challenging home finance industry.  You can contact Todd directly at 925.381.8190 or via email at

We look forward to the opportunity of serving you and your family.